BUSINESS INSURANCE SOLUTIONS

UIB offers an expansive portfolio of insurance products and services available to its corporate clients, assuring them that different aspects of their business are comprehensively and efficiently protected.

We will help you insure properly so you maximize your coverage at the time you need it most. UIB will also help you better understand the intricacies and benefits of different insurance products.

Motorcar Insurance

UIB offers efficient insurance solutions to a company’s motor pool by providing protection from unexpected repair or replacement expense caused by vehicular accidents and other unforeseen events. UIB is ready to oversee and support your vehicle insurance needs, from point of insuring to point of claim.

Property & Fire Insurance

Insure your corporate property, machinery and assets from risks such as fire, typhoon, flood, earthquakes and many more perils that can severely affect a company’s financial standing and cash flow. UIB will help your company navigate through the fine prints of insurance proposals, so you can better understand the clauses included, and decide on the insurance value that will work best for you. UIB will oversee this tedious process, so you won’t have to contend with complications and concerns, especially during claims.

Bonds & Surety

Protect your company’s interests in contractual financial agreements and the implementations and obligations that arise with the agreement. UIB can help you secure your financial interests through a Surety Bond, where the Surety (Insurance company) financially guarantees that the second party will act in accordance with the terms established by the bond. Surety Bonds guarantee payment when the second party fails to perform its contractual financial obligation.

Cargo Insurance

Transporting any cargo by land, air or sea to and from your point of operation without the proper coverage is like throwing your assets into the sea! With Marine and Cargo Insurance, we can help you manage financial losses from unexpected perils while your cargo is in transit. UIB can take you through the kind of cargo insurance that works best for your business.

Construction and Engineering

Insure properties under construction or equipment under installation with a comprehensive policy that protects the property owner and the contractor from financial losses due to damages incurred at the project site. We can help you with the following:

Contractor’s All Risk Insurance (CAR)
Erection All Risk Insurance (EAR)
Machinery Breakdown
Delay in Start-Up
Electronic Equipment Insurance (EEI)

Casualty and Liability

Third party accidents and other unforeseen events can result in heavy financial losses to your company. The right insurance product can help you manage your exposure to such events – Workplace liabilities, Director’s and Officer’s Liabilities, Professional Indemnity Liabilities, Product Liabilities, Cyber Crime. These are liability coverages that we can help review and recommend solutions to answer your specific needs.

Employee Group Health Insurance

People will always be the greatest asset of any company or organization. Providing protection and benefits through medical insurance help uplift your employees’ lives and provide competitive benefits. This is one of the best ways to showcase employee importance and improves retention. From selecting insurance products to handling medical claims, UIB prides itself in being able to provide a warm brand of service that really cares.

Employee Group Life and Accident Insurance

As one of the best ways in acknowledging the importance of human resource, companies strive to provide all kinds of insurance benefits to improve and protect the lives of their employees. UIB is committed to helping you find ways to efficiently and effectively provide insurance benefits for your employees.

We take pride in our warm brand of service that not only responds to insurance claims but also showcases the employers’ commitment to protect their employees like family. These include:

Group Life Insurance
Group Accident Insurance
Group Travel Insurance

These products are also available for membership groups and the like.

Customized Insurance Solutions

Are you unsure how to start your company’s insurance journey? UIB acknowledges the uniqueness of each and every insurance need. For your specific requirements, UIB will provide the proper expertise and help you navigate the insurance industry landscape to develop your own unique, comprehensive and cost-efficient insurance product.